Annuities are tax-deferred investments that can be distributed back to the owner in several ways. The central characteristic of all annuities is the option for a guaranteed distribution of income until the death of the person(s) or named in the contract.

Features of Annuities have been developed by insurance companies in order to make annuity products more attractive, including death and living benefit options, extra credit options, account guarantees, spousal continuation benefits, surrender charges and combinations thereof. Deferred annuities are usually divided into two different kinds:

  • Fixed
  • Variable

Fixed annuities offer guaranteed rate of return over the life of the contract. Variable annuities primary use is to allow an investor to engage in tax-deferred investing for retirement in amounts greater than permitted by individual retirement or 401(k) plans.

Please fill out the form on the right hand side of this page to submit your information and get more information about the annuity that's right for you.

Download : Annuities as Trust Assets.ING PDF

Download : A Numbers Comparison.ING PDF

Download : Protecting Your Retirement Nest Egg.OneAmerica PDF

Download : Annuities and the Pension Protection Act.OneAmerica PDF

Download : New Uses for Deferred Annuities.OneAmerica PDF

Download : Protect Your Retirement Nest Egg2.OneAmerica PDF